Acceptance of Terms

By accessing and using DeepAlloc ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

Educational Purpose Only

All content, tools, comparisons, analysis results, and recommendations provided on DeepAlloc are for educational and informational purposes only.

DeepAlloc is not a registered investment advisor, broker, dealer, or financial planner. Nothing on this site — including blog articles, portfolio analysis results, AI-generated insights, grades, risk assessments, or ETF comparisons — constitutes financial, investment, tax, or legal advice.

No Investment Advice

The information provided on DeepAlloc should not be considered a recommendation to buy, sell, or hold any security, ETF, or financial instrument. Any investment decisions you make based on information from this site are made strictly at your own risk.

Always consult with a qualified financial advisor, certified financial planner, or other professional before making any investment decisions.

Data Accuracy & Timeliness

While we strive for accuracy, ETF data displayed on DeepAlloc — including prices, expense ratios, dividend yields, returns, and fund information — is sourced from third-party providers and reflects previous market close data, not real-time prices.

Data can change at any time. We make no guarantees about the accuracy, completeness, or timeliness of the information provided. Always verify data with the official fund provider (e.g., Vanguard, iShares, Schwab) before making investment decisions.

AI-Generated Content

Some analysis results, portfolio insights, and recommendations on DeepAlloc are generated using artificial intelligence (AI) models. AI outputs may contain errors, inaccuracies, outdated information, or generalizations.

AI-generated content does not constitute personalized financial advice and should not be treated as such. These outputs are provided as educational supplements and should be verified independently.

Portfolio Analyzer Tool

The ETF Portfolio Analyzer is a free supplementary educational tool. It is designed to help you visualize portfolio characteristics such as fee impact, category allocation, and estimated income.

  • Analysis results are estimates based on historical data and should not be relied upon as projections of future performance.
  • Portfolio grades and risk assessments are simplified educational indicators, not professional evaluations.
  • The tool does not take into account your complete financial situation, goals, tax status, or risk tolerance.

Limitation of Liability

DeepAlloc, its creators, and contributors shall not be held liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use of or inability to use the Site or its tools
  • Any errors or inaccuracies in content or data
  • Any investment decisions made based on information from this site
  • Any unauthorized access to or use of our servers
  • Any interruption or cessation of service

External Links

Our website may contain links to third-party websites, including ETF provider pages, brokerage platforms, and financial resources. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Intellectual Property

All original content, tools, designs, code, and branding on DeepAlloc are owned by DeepAlloc and are protected by applicable intellectual property laws.

You may not reproduce, scrape, redistribute, or create derivative works from our content without explicit written permission. You may share links to our content freely.

Advertising

DeepAlloc may display advertisements from third-party advertising networks, including Google AdSense. The presence of advertisements does not constitute an endorsement of the advertised products or services. Please review our Privacy Policy for details on how advertising cookies are used.

Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated date. Continued use of the Site after changes constitutes acceptance of the revised terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Contact

If you have questions about these Terms of Service, please contact us at [email protected].